Either way, finding a budgeting template or spreadsheet that works best for your finances will help you be able to create a budget and stick to it. If you just want a basic budgeting tool that you can print out and fill in, choose a printable worksheet. If you’re interested in a budgeting solution that will allow you to customize things according to your lifestyle, like expense subcategories, you’ll want to opt for a template or spreadsheet that you can download and edit. Make Budgeting Easier With a Template or Spreadsheet That Works for You And if aesthetics matter to you, this worksheet has a fun, somewhat whimsical feel due to the bright colors and scripted font. Compare projected costs with actual costs to hone your budgeting skills over time. Input your costs and income, and any difference is calculated automatically so you can avoid shortfalls or make plans for any projected surpluses. Also unlike the former, it includes a column to write the difference after you subtract your actual expenses from your expected ones. This Excel template can help you track your monthly budget by income and expenses. In comparison to A Cultivated Nest’s printable, this one is more detailed because the subcategories are already filled in for you. This free budget worksheet from A Mom’s Take is a printable, which is perfect if you’re not committed to the idea of doing your number crunching online. Family Budget Worksheet From A Mom’s Take At the bottom is where you’ll total everything up for each month. If you are trying to save money for a new home, it might help to know what your after tax free cash flow looks. The main expense categories are already filled in - household, utilities, auto, groceries, debt and miscellaneous. But there are open spaces underneath each category to fill in your preferred subcategories. Saving for a Home - Excel Financial Planner. At the top, you’ll fill in the names of the three months and the expected incomes. It’s very straightforward and allows for tracking income and expenses over three months. If you prefer putting pencil to paper rather than plugging in numbers online, this free budget sheet template might be for you. Free Monthly Budget Worksheet From A Cultivated Nest It also includes a line for “other expenses,” which are expenses that do not occur every month, such as registration fees or annual premiums. The budget worksheet is simple, breaking down expenses in various categories and subcategories.
The FTC’s budget worksheet is designed from the perspective that you should track all of your expenses for one month to help you set up your budget for the next month. Federal Trade Commission’s Make a Budget Worksheet Besides including a lot of green, the template is a bit different from others because it’s designed for a two-income family. Beyond that, it includes all the basic expense categories and subcategories - which you can edit - and also categories to plug in additional planned and actual income.
From a psychological perspective, green is a color that can lead the brain to a state of decisiveness, which is a good thing when you’re dealing with your budget. If you like the color green, this monthly budget template might interest you. Make Your Money Work for You Free Green Family Monthly Budget Template From TheGoodocs
0 kommentar(er)
